{"id":56,"date":"2013-07-15T12:01:53","date_gmt":"2013-07-15T12:01:53","guid":{"rendered":"http:\/\/cbavocats.eu\/?p=56"},"modified":"2013-07-15T12:01:53","modified_gmt":"2013-07-15T12:01:53","slug":"caution-et-disproportion-une-bouee-de-sauvetage-pour-les-banques","status":"publish","type":"post","link":"https:\/\/cbavocats.eu\/?p=56","title":{"rendered":"Caution et disproportion, une bou\u00e9e de sauvetage pour les banques ?"},"content":{"rendered":"<div id=\"contentText_B30424C6-E67A-4284-B7F5-2DA61D79A15A\">\n<p>La Chambre Commerciale de la Cour de Cassation a r\u00e9cemment jug\u00e9 que pour appr\u00e9cier la disproportion du cautionnement (article L 341-4 du Code de la Consommation), les d\u00e9clarations de la caution, recueillies par la banque au jour de la signature de la caution sur une fiche de renseignements pouvaient valoir comme \u00e9l\u00e9ments de preuve au profit de la banque, sauf anomalies apparentes (terme \u00e0 d\u00e9finir?).<\/p>\n<p>Dans cette esp\u00e8ce, cass\u00e9e pour un autre motif par ailleurs, la caution avait fait figurer le montant de son ancien salaire et avait indiqu\u00e9 disposer de valeurs mobili\u00e8res alors qu&#8217;elle \u00e9tait au ch\u00f4mage lors de la signature de l&#8217;acte.<\/p>\n<p>Ces fiches de renseignements ne sont donc pas n\u00e9gligeables et acqui\u00e8rent par cette d\u00e9cision une r\u00e9elle valeur, lorsqu&#8217;il y figure des \u00e9l\u00e9ments patrimoniaux bien entendu.<\/p>\n<p>Cass.Com. 14\/12\/2010 n\u00b009-69.807 St\u00e9 HDN c\/ Banque Populaire Atlantique.<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>La Chambre Commerciale de la Cour de Cassation a r\u00e9cemment jug\u00e9 que pour appr\u00e9cier la disproportion du cautionnement (article L 341-4 du Code de la Consommation), les d\u00e9clarations de la caution, recueillies par la banque au jour de la signature de la caution sur une fiche de renseignements pouvaient valoir comme \u00e9l\u00e9ments de preuve au [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7],"tags":[],"class_list":["post-56","post","type-post","status-publish","format-standard","hentry","category-publications"],"_links":{"self":[{"href":"https:\/\/cbavocats.eu\/index.php?rest_route=\/wp\/v2\/posts\/56","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cbavocats.eu\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cbavocats.eu\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cbavocats.eu\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/cbavocats.eu\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=56"}],"version-history":[{"count":1,"href":"https:\/\/cbavocats.eu\/index.php?rest_route=\/wp\/v2\/posts\/56\/revisions"}],"predecessor-version":[{"id":57,"href":"https:\/\/cbavocats.eu\/index.php?rest_route=\/wp\/v2\/posts\/56\/revisions\/57"}],"wp:attachment":[{"href":"https:\/\/cbavocats.eu\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=56"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cbavocats.eu\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=56"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cbavocats.eu\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=56"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}